Percentage-Based Initial & Ongoing Advice Charges
A clear, transparent way for clients to access high-quality independent financial advice, with fees aligned to the value of assets under our care.
Traditional Charging Structure
At Buckley Financial Services Limited, we recognise that many clients prefer a traditional charging structure linked to the size and complexity of their investments.
Our percentage-based advice model provides a clear, transparent way for clients to access high-quality independent financial advice, with fees aligned to the value of assets under our care.
This service is designed for clients who want comprehensive planning and regular ongoing support, with fees deducted directly from their investment portfolios.
How Our Traditional Service Works
We provide two types of fees under this model
Initial Advice Charge (Percentage-Based)
This fee covers all work required to analyse your situation, design a bespoke financial plan, and implement your investment strategy. It is typically charged on a waterfall/tiered percentage structure, ensuring fairness and proportionality.
Includes:
- Full financial review and fact-finding
- Personalised recommendation report
- Tax-efficient investment structuring
- Implementation of all agreed strategies
- Provider and platform due diligence
- Risk-profiling and capacity-for-loss assessment
- Initial cashflow planning
- Product selection and suitability confirmation
Ongoing Advice Charge (Percentage-Based)
Once your plan is in place, we provide ongoing advice for a set percentage of the funds under management. This ensures that your portfolio and planning remain aligned with your objectives and changing circumstanc
Includes:
- Annual review meeting (in person or remote)
- Ongoing portfolio monitoring
- Rebalancing where required
- Tax-year-end guidance
- Regular updates on legislation and market changes
- Access to your adviser for queries throughout the year
- Ongoing suitability assessments
- Provider/product reviews
- Updated cashflow modelling where appropriate
Who This Service Is For
Our traditional charging model is ideally suited to clients who value comprehensive planning with fees aligned to their investment portfolio.
What Makes Our Traditional Model Different
Even within a percentage-based approach, Buckley Financial Services ensures a high-quality advisory experience
Independent, Whole-of-Market Approach
Access to the entire market for the best solutions tailored to your needs
Clear, Transparent Structure
No hidden charges with a clear percentage structure you can understand
Detailed Suitability Reports
Comprehensive documentation for every recommendation we make
Consistent Communication
Regular updates and support throughout the year
Robust FCA Governance
Full compliance under FCA regulations for your protection
Personal Relationship
Direct access to a highly experienced financial adviser
Cashflow Modelling Tools
Advanced planning support for retirement and long-term goals
Comparing Traditional Service vs Premier Service
Choose the service that best fits your needs
| Feature | Traditional % Model | Premier Service |
|---|---|---|
| Charging Method | Initial % + ongoing % | Fixed annual fee |
| Review Frequency | Annual | Quarterly |
| Investment Oversight | Annual rebalancing | Proactive monitoring + 48h execution |
| Tax Planning | Standard annual support | Advanced, continuous optimisation |
| Estate & Family Planning | Available on request | Fully integrated family governance |
| Adviser Access | Standard business hours | Priority access (4-hour response) |
| Best For | Clients building wealth, moderate complexity | HNW/UHNW, business owners, families with multi-layer needs |
Next Steps
If you are unsure whether the percentage-based service or the Premier Service is best suited to your needs, we would be pleased to discuss this during a complimentary consultation.
Contact Us Today