Buckley Financial Services Limited

Fees & Charges Clear, transparent and aligned to the advice you receive

We believe in complete transparency when it comes to fees. Whether you choose our Traditional Percentage-Based Service or our Premier Fixed-Fee Service, you will always understand what you are paying for, how fees are calculated, and the level of service you receive in return.

Our charging structures are designed to be fair, proportionate, and aligned to the scope and complexity of advice provided.

Explore our services

Traditional Percentage-Based Service

A. Initial Advice Fee (Percentage-Based)

This one-off fee covers all work required to understand your circumstances, design an appropriate financial strategy, and implement your recommendations.

This includes:

  • A comprehensive financial review and fact-finding process
  • Assessment of objectives, priorities and constraints
  • Risk profiling and consideration of capacity for loss
  • Bespoke recommendations tailored to your needs
  • Platform and provider research and due diligence
  • Tax-efficient investment design
  • Initial cashflow modelling where appropriate
  • Implementation of all agreed recommendations
  • A detailed suitability report documenting advice provided

This ensures your financial plan is robust, well-structured and appropriately evidenced from the outset.

B. Ongoing Advice Fee (Percentage-Based)

The ongoing advice fee provides continued professional oversight, helping ensure your arrangements remain appropriate as your circumstances and the wider environment change.

This typically includes:

  • An annual review meeting (in person or remote)
  • Ongoing portfolio monitoring
  • Rebalancing where appropriate
  • Updates to planning in response to life events
  • Tax-year-end guidance
  • Ongoing suitability assessments
  • Access to your adviser throughout the year
  • Updates on relevant legislative and market developments

This structure provides continuity, accountability and reassurance over the long term.

C. Premier Service Fixed Annual Fee

£895/month
£10,470/year

The Premier Service is designed for clients with more complex financial affairs who require a higher level of ongoing involvement, coordination and strategic planning. Rather than being linked to portfolio size, the fee reflects the scope, frequency and depth of advice delivered.

The Premier Service includes:

  • Quarterly strategic review meetings, providing regular forward-looking oversight rather than reactive advice
  • A comprehensive Life & Wealth Plan, updated throughout the year as circumstances evolve
  • Proactive investment oversight, with adviser-led implementation of agreed changes
  • Advanced tax planning, considering income, capital gains, pensions and allowances holistically
  • Estate and succession planning, including coordination around inheritance tax and family objectives
  • Family governance support, where appropriate, helping align wealth planning across generations
  • Business owner planning, including profit extraction, Business Relief and succession considerations
  • Cashflow modelling, updated regularly to support long-term decision-making
  • Concierge-level coordination with accountants, solicitors and other professional advisers
  • Priority access and enhanced responsiveness, including a 4-hour response commitment

This service is designed to provide confidence that your financial affairs are being actively managed, thoughtfully coordinated and kept under regular review. For the arrangement and implementation of any product, an initial advice fee (or commission, where available) in line with the Traditional Service structure above is also payable.

For the arrangement and implementation of any product, an initial advice fee (or commission, where available) in line with the Traditional Service structure above is also payable.

Example Fees – Traditional Percentage-Based Service

Below are examples of how initial and ongoing fees apply at different portfolio levels. Your actual fee will follow the same transparent structure.

Initial Advice Fee (one-off)

2% on the first £200,000
1% on £200,000 to £1,000,000
0.5% above £1,000,000
Minimum £5,000
Maximum £20,000

Ongoing Advice Fee (annual)

0.7% of funds under management
Minimum £2,500
Maximum £20,000
Investment Amount Initial Fee Ongoing Annual Fee
£500,000 £7,000 £3,500
£750,000 £9,500 £5,250
£1,000,000 £12,000 £7,000
£1,500,000 £14,500 £10,500
£2,000,000 £17,000 £14,000
£3,000,000 £20,000 (capped) £20,000 (capped)

Clear, fair, and always explained upfront. Our charging structures are designed to be fair, proportionate, and aligned to the scope and complexity of advice provided.

Choosing the Right Service

Both services provide high-quality, independent financial advice. The most appropriate option depends on the complexity of your circumstances, the level of ongoing involvement required, and how you prefer to pay for advice.

We will always discuss service suitability with you and explain our reasoning clearly, in line with regulatory expectations.

Ready to Understand Your Fees?

We believe in transparency. Let's discuss which service is right for your financial situation and ensure you understand exactly what you're paying for.

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Frequently Asked Questions

All fees quoted are subject to VAT at the

Your fees are reviewed annually as part

Yes, we can discuss switching between the Traditional and Premier services based on your changing circumstances and needs. We will always explain which service is most suitable for you and ensure the transition is seamless.

For the Premier Service, an initial advice

The Premier Service features a fixed

The Traditional Service uses a tiered percentage structure. Your initial fee is calculated as a percentage of your investment (2% on the first £200,000, 1% on the next £800,000, and 0.5% above £1,000,000), subject to a minimum of £5,000 and maximum of £20,000. Your ongoing annual fee is 0.7% of your funds under management, also with minimum and maximum thresholds.

Still have questions? Our team is here to help and explain everything clearly.